Interchange Plus Pricing
We offer all new merchant clients the most competitive form of credit card processing rates "Interchange Plus", that means your business will receive our rate cost plus a flat mark-up percentage and transaction fee. This type of rate pricing used to only be available to larger merchants, but now we have made it possible for all merchants including merchants without any volume history.
Many payment processors today only offer merchants the ability to accept the big four credit cards Visa, MasterCard, Discover, and American Express. We go the extra mile and give your business the flexiblity of accepting all major credit and debit cards for all types of merchant applications including; retail, hotel / lodging, restaurants, petroleum, utility, ecommerce, moto, and wireless.
You need a payment processor that you can grow with you need United Bank Card!
Interchange Plus Rates & Fees
Rates and fees include Visa, MasterCard, and Discover (JCB). All other third party credit card networks are standard to there pricing including American Express, Diners Club, Wright Express, Voyager, and others.
Rate: .19% (19 basis points) over interchangeTransaction Fee: $0.09 over interchange
Pin Debit Fee: $0.16 plus network
Monthly Service Fee: $7
Monthly Minimum: $25
Chargeback Fee: $19 (a disputed transaction from a consumer)
ACH Reject Fee: $15 (if funds are not available during ACH from merchant)
Voice Authorization Fee: $1.00 (transaction has to be called in)
Annual Fee: FREE
Daily Batch Fee: FREE
AVS Fee: FREE (address verification system)
Set-up Fee: FREE
Reprogramming Fee: FREE
Application Fee: FREE
Declined Per Transaction Fee: FREE
PLEASE NOTE: Free terminals and cash registers have a different fee schedule than shown above. The only fees that change are the annual fee from $0 to $79 (equipment coverage), and daily batchheader fee from $0 to $0.35. Our default contract is three years with a minimum cancellation fee of $250 dollars, however if you would like to customize your agreement please call and speak with a representative first.
Credit Card Rates By Industry
