Interchange Plus Pricing
We offer all new merchant clients the most competitive form of credit card processing rates Interchange Plus aka Cost Plus that means your business will receive true rate cost (every payment processor in America have the same cost) plus a flat mark-up percentage and transaction fee. This type of rate pricing was only available to larger merchants, but now we have made it possible for merchants processing as little as $5,000 dollars to qualify for this.
Many payment processors today only offer merchants the ability to accept the big four credit cards Visa, MasterCard, Discover, and American Express. We go the extra mile and give your business the flexiblity of accepting all major credit and debit cards for all types of merchant applications including; retail, hotel / lodging, restaurants, petroleum, utility, ecommerce, moto, and wireless.
You need a payment processor that you can grow with you need United Bank Card!
Interchange Plus Rates & Fees
Rates and fees include Visa, MasterCard, and Discover (JCB). All other third party credit card networks are standard to there pricing including American Express, Diners Club, Wright Express, Voyager, and others.
Rate: .19% (19th of 1 percent) over interchangeTransaction Fee: $0.09 over interchange
Pin Debit Fee: $0.19 plus network
Monthly Service Fee: $7
Monthly Minimum: $25
Chargeback Fee: $19 (a disputed transaction from a consumer)
ACH Reject Fee: $15 (if funds are not available during ACH from merchant)
Voice Authorization Fee: $1.00 (transaction has to be called in)
Batch Fee: $0.35 per batch
PCI Fee: $3.50 per month + $37.50 annually
Annual Fee: FREE
AVS Fee: FREE (address verification system)
Set-up Fee: FREE
Reprogramming Fee: FREE
Application Fee: FREE
Declined Per Transaction Fee: FREE
POS Service Agreement: $59 per month + $59 per quarter (only on Free HarborTouch POS Systems)
PLEASE NOTE: In order to qualify for these rates your company must do a minimum of $5,000 dollars in monthly credit card volume.
Credit Card Rates By Industry
